A Helping Hand: Tips on Donating to Charity

There are a variety of different charities that require individuals and for profit businesses to lend a helping hand. Some people have favorite charities, while others do not. In any case, it is always good to give back whenever possible.Continue Reading

School Shopping: Sending Your Kids Back for Less

With the still struggling economy, more and more people are being more and more careful as to how much money they spend and on what. Some parents go all out and buy their kids designer clothes to make them stand out from the rest of the students, but there is absolutely nothing wrong with the less is more theory. People on a fixed income are not able to shop at the high end fashion stores for their kids back to school clothes, so they will go to second hand and thrift stores, and sometimes even garage sales in search for clothes that have enough wear in them to last through one season, if not the entire school year. Continue Reading

Dearly Departed: Financing After a Tragic Death in the Family

“Dearly departed” are the words that no one wants to hear but is a reality that every one should expect to hear at some point in their life. If a family has taken the time to plan for the unexpected passing of a loved one or family member, the burden of what to do next in relation to finances does not need to be as difficult. Many individuals face the prospects of an uncertain future after a loved one has passed away. This is particularly the case when the person who has passed is the one who was responsible for handling the household or family finances. After a tragic loss, the finances may be changed completely as one income earner is no longer alive and that person’s source of income may not be counted upon to assist in the family finances. Continue Reading

Medical Finance: The Costs of Illness And How You Can Get Help

A document published by the CDC highlights the difficulties that families across the United States are experiencing in connection to rising healthcare costs. This document titled Financial Burden of Medical Care stated that during the first six months of the year 2011 one third of American families were experiencing the burden of covering medical expenses. One in 10 individuals was not able to cover their medical expenses at all. This document continues show the correlation that exists between increased age, increased medical bills, and poverty. 20 percent of the nation’s poor that were over 65 lived in families that had a history of medical bills that they were unable to pay. Let us take a few minutes to examine the costs of illness and how you can get help.Continue Reading

Life Insurance Without Exams: Is It Right For You?

For one reason or another, people might wish to buy life insurance, but want to avoid an exam. Some don’t want blood drawn. Others don’t wish to wait for exam results and six weeks of lag time before a policy finally issues. I’ve heard of people refusing a swab of the mouth for obtaining saliva because they thought they thought the insurer was going to use it for a DNA sample. They didn’t get the insurance. Continue Reading