Basic rules of avoiding debt online

by | Oct 31, 2012 | Debt Free

I know firsthand it’s hard to stay debt free and many of my friends laugh at how committed I am to living within my means. What they don’t understand is the freedom I experience in owing absolutely nothing, and how hard it can be to dig your way out of debt...

Staying Out of Debt with Insurance

by | Oct 27, 2012 | Avoid Debt

While many people perceive financial despair and bankruptcy as a result of bad decisions, the truth of the matter is that many similar situations arise because people are not adequately covered in case of extreme situations. Whether it is a flood that is not covered...

Balancing Debt Payoff and Living Life

by | Oct 19, 2012 | Pay Off Debt

While my wife and I are currently debt free, I know that many of my readers struggle with knowing how much to pay towards their debt and how much to cut back on their lifestyle. When my wife and I just got married (and were not making any significant amount of money),...

Should you Finance Vacations?

by | Oct 15, 2012 | Avoid Debt

Everyone enjoys a nice vacation. If you are working a stressful job that makes you feel entitled, you may want to get away for a week or two. It’s not always easy to save up for vacations and it’s definitely takes work to find cheap vacation ideas these...

Basic Rule to Use Credit Cards and Avoid Debt

by | Oct 8, 2012 | Avoid Debt

Using credit cards can be a major temptation. Some people, in order to avoid debt, freeze or cut up their credit cards. It is better to get rid of the temptation, than live with it – in their eyes. Yet, as you know, I don’t think that’s the best...