Use These Simple Steps to Budget Your Money

Creating a budget is one thing, actually budgeting your money is another thing entirely. However, it’s not that hard to do once you have the know-how to do so. Not only can budgeting help you save money, but it can also save you from bank fees and declining financial...

Peer-to-Peer Lending: What You Need to Know

Peer-to-peer lending, which is commonly referred to as P2P lending or simply P2P, is the process of lending money to “peers” through an online lending website instead of going through a bank or other traditional financial institute. Online lending websites...

Fact or Fiction: Truths About Layaway Plans

Often the subject of layaway plans is only discussed during the holiday season. In recent years, credit availability was at an all-time high and purchasing items through layaway plans became passé. However, with the recent economic downturn, many companies instituted...