by Justin W | Jan 31, 2018 | Avoid Debt
One major way people can reduce debt is by limiting the amount of money spent on expensive gifts and presents. While we all want to give friends and family presents that show how much we care for them, there is often a natural tendency to spend more than we can...
by Justin W | Dec 7, 2017 | Avoid Debt
Creating a budget is one thing, actually budgeting your money is another thing entirely. However, it’s not that hard to do once you have the know-how to do so. Not only can budgeting help you save money, but it can also save you from bank fees and declining financial...
by Debt Guru | Mar 30, 2015 | Avoid Debt
A federal tax extension is sometimes a necessity. The new year sometimes slips away, and before people know it April is here and the tax deadline is quickly approaching. Many people panic, they scramble to gather up their W2’s and head off to get their taxes...
by Debt Guru | Feb 9, 2015 | Avoid Debt
Peer-to-peer lending, which is commonly referred to as P2P lending or simply P2P, is the process of lending money to “peers” through an online lending website instead of going through a bank or other traditional financial institute. Online lending websites...
by Debt Guru | Feb 2, 2015 | Avoid Debt, Debt Free
Often the subject of layaway plans is only discussed during the holiday season. In recent years, credit availability was at an all-time high and purchasing items through layaway plans became passé. However, with the recent economic downturn, many companies instituted...
by Debt Guru | Dec 29, 2014 | Avoid Debt, Pay Off Debt
A passive income is an income that a person receives on a regular basis, with little or no effort to maintain it. Essentially, a person makes an initial investment, then sits back to reap the benefits of a passive income that comes from the initial investment. 10...
