by Debt Guru | Feb 2, 2015 | Avoid Debt, Debt Free
Often the subject of layaway plans is only discussed during the holiday season. In recent years, credit availability was at an all-time high and purchasing items through layaway plans became passé. However, with the recent economic downturn, many companies instituted...
by Debt Guru | Jan 6, 2014 | Avoid Debt
Time shares might sound like a great idea. You pay a little bit to “own” part of a getaway, and you can go there during the week or two that you’ve reserved as part of your ownership. However, time shares are often not what they appear. Fib #1. Time...
by Debt Guru | Dec 2, 2013 | Avoid Debt
Those who are single with an adjustable gross income of less than 127,000.00 in 2013 or married with a combined income of less than 188,000.00 may find that a Roth IRA can provide many benefits. One of the biggest advantages of a Roth IRA is the tax incentives. A Roth...
by Debt Guru | Oct 28, 2013 | Avoid Debt
Times are tough now, and there’s no shame in admitting you’re going through a rough patch, financially. You just need help, so you can get back on your feet and back to your regular life. In these trick times it’s a good idea to look into loan...
by Debt Guru | Jun 17, 2013 | Avoid Debt, College Debt, Debt Free
High school may educate students on how to bake a cake or how to solve trigonometry problems but one thing it usually neglects is the basics of financial management. Many analysts believe that one of the key reasons that people are falling into debt is a lack of debt...