Should you Finance Vacations?

Everyone enjoys a nice vacation. If you are working a stressful job that makes you feel entitled, you may want to get away for a week or two. It’s not always easy to save up for vacations and it’s definitely takes work to find cheap vacation ideas these...

Basic Rule to Use Credit Cards and Avoid Debt

Using credit cards can be a major temptation. Some people, in order to avoid debt, freeze or cut up their credit cards. It is better to get rid of the temptation, than live with it – in their eyes. Yet, as you know, I don’t think that’s the best...

Does Over-Confidence Lead to Debt?

Do you feel like you have it all together? Perhaps you are not spending money on unnecessary things, saving extra money, putting money towards retirement and seem to have it all together. But, before you admit that this may be you, you should ask whether this will put...