What to Consider When Choosing a Credit Card

It seems that credit card offers are thrown at you from every direction: stores, websites, your mailbox and even your email aren’t safe from them. However, if you are indeed interested in a credit card, some of those offers may have looked appealing....

Top 10 Things Affecting Your Credit Score

Before your can repair anything that affects your credit score, you need to separate the often confusing difference between “scores” and “reports;” credit scores are not the same thing as credit reports. A credit report is a history of all your...

Should You Cut Up Your Credit Cards?

If you are desperate to reduce your unnecessary spending and pay off your debt, you may be looking for a quick solution to turn your life around. I hate to be the bearer of bad news, but it isn’t easy to turn your life around. While I strive to offer you great...