Actively Avoiding Debt

While we have already written about avoiding unnecessary spending and how to avoid debt, it still seems important to provide helpful information on how to actively avoid debt. Consumer debt is one of the leading reasons why Americans are in debt. To put it simply...

Saving Money BEFORE Purchases

Today, it seems like many people are taking the U.S. trend of deficit spending as an example for their personal finances. Whether families realize it or not, more and more people are turning to buy things on credit than ever before. The trick to be debt free is not...

Avoiding Debt

For many people it is just part of life to put different things on their credit cards, or get auto loans or other forms of credit.  Avoiding debt is often not even something people consider in their day to day lives.  This is unfortunate because when people...

How to Avoid Debt

With all the offers for credit cards and different types of loans, you may think that the only way people purchase things is with debt. However, there are many ways to avoid debt and purchase things in cash. Many people in this country are debt free, and they have...