Prequalification? Tips For Understanding Mortgages

There are several advantages to getting pre-qualified for a home loan, which as many borrowers may not know, is different from being pre-approved for one. To pre-qualify a borrower for a home loan, mortgage lenders calculate their ability to make monthly payments...

The Red Flag: 10 Insurance Policies to Avoid

It seems like everywhere you turn, you keep getting bombarded by providers offering one type of insurance or another. No one denies that they’re important. It keeps you safe and your family’s future secure, but there are a number policies that are a waste of...

What To Avoid When You’re Buying Your First Home

For many people buying a home is an exciting time in their lives. They need to make sure that they take their time when they are looking at various units so they will be able to find the one that they will be happy with for many years to come. They should also make...

Refinance Your Mortgage: Is It Right For You?

When the word refinancing is used, people often think it is a great way to save money. Though refinancing one’s mortgage is a good choice for some, it can be a costly decision for others. Before a decision is made about mortgage refinancing a homeowner should...