by Debt Guru | Jun 30, 2014 | Uncategorized
Unfortunately, there are no IRAs available with no fees attached. The companies offering this retirement product have to make money to stay in business. No fee IRAs and no fee Roth IRAs are a marketing tool, but there are companies who charge more fees than others do....
by Debt Guru | May 19, 2014 | Uncategorized
Before addressing the issue of how it is possible to access and withdraw funds from the 401(k) early with little or even in some cases, no penalty, it is important to understand how this system works. Before recently, all people in this country used to have pensions,...
by Debt Guru | Apr 28, 2014 | Uncategorized
Planning for your future cannot be a successful endeavor unless you include everything, all the way through your retirement. Unfortunately, when we think about retiring, we never seem to realize that our golden years will be upon us long before we even expect it. The...
by Debt Guru | Dec 30, 2013 | Avoid Debt, Pay Off Debt, Uncategorized
It may be the furthest thing from your mind, but at some point in time you will need to understand what the meaning of retirement really is. More importantly, you will need to know how it will apply to you by the time you get there. There are at least 10 steps to make...
by Debt Guru | Dec 2, 2013 | Avoid Debt
Those who are single with an adjustable gross income of less than 127,000.00 in 2013 or married with a combined income of less than 188,000.00 may find that a Roth IRA can provide many benefits. One of the biggest advantages of a Roth IRA is the tax incentives. A Roth...