Does Over-Confidence Lead to Debt?

Do you feel like you have it all together? Perhaps you are not spending money on unnecessary things, saving extra money, putting money towards retirement and seem to have it all together. But, before you admit that this may be you, you should ask whether this will put...

Should You Cut Up Your Credit Cards?

If you are desperate to reduce your unnecessary spending and pay off your debt, you may be looking for a quick solution to turn your life around. I hate to be the bearer of bad news, but it isn’t easy to turn your life around. While I strive to offer you great...

Unnecessary Spending – How to Avoid it

One of the most difficult things for people to do when attempting to pay off debt or start saving more is to cut out the unnecessary spending.  For many people this type of unplanned spending quickly uses up the majority of their extra money each week so they are...