Debt is Cyclical

It was just the other day that I was reading about a friend of mine’s debt. He was talking about the upcoming expenses that he is likely to incur and how he is going to prepare for them, one of which was his monthly car payment. He is currently paying two car...

Should you Finance Vacations?

Everyone enjoys a nice vacation. If you are working a stressful job that makes you feel entitled, you may want to get away for a week or two. It’s not always easy to save up for vacations and it’s definitely takes work to find cheap vacation ideas these...

Basic Rule to Use Credit Cards and Avoid Debt

Using credit cards can be a major temptation. Some people, in order to avoid debt, freeze or cut up their credit cards. It is better to get rid of the temptation, than live with it – in their eyes. Yet, as you know, I don’t think that’s the best...

How Living In Debt Can Put You Behind

I am what many people would call a “crazy person,” because I believe that I can achieve financial security at an early age. I want to build up a side business that can cover all of my expenses and allow my wife and I to live care free, being able to change...