Does Over-Confidence Lead to Debt?

by | May 9, 2012 | Avoid Debt

Do you feel like you have it all together? Perhaps you are not spending money on unnecessary things, saving extra money, putting money towards retirement and seem to have it all together. But, before you admit that this may be you, you should ask whether this will put...

Actively Avoiding Debt

by | May 3, 2012 | Avoid Debt

While we have already written about avoiding unnecessary spending and how to avoid debt, it still seems important to provide helpful information on how to actively avoid debt. Consumer debt is one of the leading reasons why Americans are in debt. To put it simply...

Is the Cash Method Helpful?

by | Apr 21, 2012 | Avoid Debt

If you are looking to avoid debt, you may be looking for creative ways to stop your spending habits and start chipping away at the huge numbers. One of the most popular ways to get out of debt and continue to live debt free is to go with an all cash budget. An all...

Saving Money BEFORE Purchases

by | Apr 9, 2012 | Avoid Debt

Today, it seems like many people are taking the U.S. trend of deficit spending as an example for their personal finances. Whether families realize it or not, more and more people are turning to buy things on credit than ever before. The trick to be debt free is not...

Should You Cut Up Your Credit Cards?

by | Apr 3, 2012 | Avoid Debt

If you are desperate to reduce your unnecessary spending and pay off your debt, you may be looking for a quick solution to turn your life around. I hate to be the bearer of bad news, but it isn’t easy to turn your life around. While I strive to offer you great...