Should you Finance Vacations?

Everyone enjoys a nice vacation. If you are working a stressful job that makes you feel entitled, you may want to get away for a week or two. It’s not always easy to save up for vacations and it’s definitely takes work to find cheap vacation ideas these...

Basic Rule to Use Credit Cards and Avoid Debt

Using credit cards can be a major temptation. Some people, in order to avoid debt, freeze or cut up their credit cards. It is better to get rid of the temptation, than live with it – in their eyes. Yet, as you know, I don’t think that’s the best...

Why No Debt = Freedom

Many of my friends laugh at my commitment to stay debt free. Part of the reason is that they don’t want to think about how hard it will be for them to get out of debt. You see, they are carrying tens and tens of thousands of dollars in debt from their college...

Pros and Cons of Debt Consolidation

Many people who are in debt often turn to debt consolidation for a viable way to get out of it. While I don’t have concrete information, I am starting to think that many people consider this because it is the popular thing to do. Whether that is because they...