Balancing Debt Payoff and Living Life

While my wife and I are currently debt free, I know that many of my readers struggle with knowing how much to pay towards their debt and how much to cut back on their lifestyle. When my wife and I just got married (and were not making any significant amount of money),...

Pros and Cons of Debt Consolidation

Many people who are in debt often turn to debt consolidation for a viable way to get out of it. While I don’t have concrete information, I am starting to think that many people consider this because it is the popular thing to do. Whether that is because they...

Get debt Under Control and Start to Enjoy Life

If you’ve got an eye toward your golden years, you’re already ahead of the game. The earlier you begin to plan for retirement, the more you will be able to enjoy your time after leaving the work force. However, with competing financial interests such as debt, a...

Living in Debt without Hope?

Over the past few months, I have slowly gained weight. While this may seem like the traditional American story, it is quite the contrary. You see, over the past 5 years, I have fluctuated between 5 pounds. Even after Thanksgiving, I was always in between two numbers...