by Debt Guru | Dec 2, 2013 | Avoid Debt
Those who are single with an adjustable gross income of less than 127,000.00 in 2013 or married with a combined income of less than 188,000.00 may find that a Roth IRA can provide many benefits. One of the biggest advantages of a Roth IRA is the tax incentives. A Roth...
by Debt Guru | Nov 18, 2013 | Avoid Debt
Passing on hand me downs is often a better decision than buying new. In these challenging economic times it doesn’t make financial sense to purchase all new clothing for a younger child when the older sibling is growing. Parents can also purchase second hand...
by Debt Guru | Sep 16, 2013 | Uncategorized
In today’s society, it seems like everybody is trying to get ahead. There’s no harm in that, right? The problem in today’s world is that not everyone is doing it in a legal manner. Below are 10 everyday rip-offs (and how to avoid them). 1. College...
by Debt Guru | Jul 1, 2013 | Uncategorized
Many people believe that being able to get whatever they want can make them happy. They don’t seem to care at what expense. The way most people can have what they want is due to credit. Having credit is a means of purchasing something now and paying for it...
by Debt Free Guru | Apr 9, 2012 | Avoid Debt
Today, it seems like many people are taking the U.S. trend of deficit spending as an example for their personal finances. Whether families realize it or not, more and more people are turning to buy things on credit than ever before. The trick to be debt free is not...
