Does Over-Confidence Lead to Debt?

Do you feel like you have it all together? Perhaps you are not spending money on unnecessary things, saving extra money, putting money towards retirement and seem to have it all together. But, before you admit that this may be you, you should ask whether this will put...

Actively Avoiding Debt

While we have already written about avoiding unnecessary spending and how to avoid debt, it still seems important to provide helpful information on how to actively avoid debt. Consumer debt is one of the leading reasons why Americans are in debt. To put it simply...

Is the Cash Method Helpful?

If you are looking to avoid debt, you may be looking for creative ways to stop your spending habits and start chipping away at the huge numbers. One of the most popular ways to get out of debt and continue to live debt free is to go with an all cash budget. An all...

Use Incentives to Pay off Debt

Everyone knows that paying off debt is not easy. It takes a lot of hard work and sacrifice, but it’s definitely worth the hard work. Every once in a while, someone who was once determined can stumble. We all have faced it before… Everything is going well....