by Debt Guru | Mar 17, 2014 | Avoid Debt, Uncategorized
Losing a loved one can be incredibly traumatic. Regardless of if they are your spouse, parent, child or a close friend, this is never an easy time in your life, yet everyone must go through with it throughout the course of their own life. During this time, you would...
by Debt Guru | Feb 24, 2014 | Avoid Debt, Uncategorized
Owning and operating a car is an expensive proposition in all ways. Even if someone managed to make their growing family fit into the most environment-friendly, fuel efficient compact car, that car is still going to cost a couple of thousand dollars a year in gas and...
by Debt Guru | Jan 13, 2014 | Avoid Debt, Uncategorized
There are times when poor organization concerning people’s checking accounts, leads to a bounced check or charge. This is usually when the first thoughts surface about the overdraft fees of their bank. With the busy lives people live, having a charge not covered...
by Debt Guru | Jan 6, 2014 | Avoid Debt
Time shares might sound like a great idea. You pay a little bit to “own” part of a getaway, and you can go there during the week or two that you’ve reserved as part of your ownership. However, time shares are often not what they appear. Fib #1. Time...
by Debt Guru | Dec 30, 2013 | Avoid Debt, Pay Off Debt, Uncategorized
It may be the furthest thing from your mind, but at some point in time you will need to understand what the meaning of retirement really is. More importantly, you will need to know how it will apply to you by the time you get there. There are at least 10 steps to make...
by Debt Guru | Dec 2, 2013 | Avoid Debt
Those who are single with an adjustable gross income of less than 127,000.00 in 2013 or married with a combined income of less than 188,000.00 may find that a Roth IRA can provide many benefits. One of the biggest advantages of a Roth IRA is the tax incentives. A Roth...