Is Mortgage Debt Good Debt?

There seem to be two major groups of people in this world: people who believe in good debt and bad debt and those who hate debt altogether. Then there is me. While I am a huge fan of understanding the long-term benefits of going into debt, I also know that I hate debt...

Why I Want to Help Others Live Debt Free

For the past few years, I have seen debt literally tear up families. I’ve never struggled with debt myself. I tell myself that the reason is because I taught myself discipline and self-control. Yet, in all honesty, there are a lot of reasons why I am not in...

Debt is Cyclical

It was just the other day that I was reading about a friend of mine’s debt. He was talking about the upcoming expenses that he is likely to incur and how he is going to prepare for them, one of which was his monthly car payment. He is currently paying two car...

Getting Used to Debt

Have you ever heard someone say, “Oh, it’s only this much debt!”? Or maybe, “It’s not that big of a deal.” While I maintain my hatred for debt and do everything I can to avoid debt, there are many people who get used to it. Living...

Basic rules of avoiding debt online

I know firsthand it’s hard to stay debt free and many of my friends laugh at how committed I am to living within my means. What they don’t understand is the freedom I experience in owing absolutely nothing, and how hard it can be to dig your way out of debt...