by Debt Guru | Feb 3, 2014 | Debt Free
With the ever rising costs of college tuition it is a good idea to explore cheaper alternatives to traditional secondary educations. For the 2013-2014 academic year a private college will cost around $44,700 a year while a public college will cost $22,800 a year....
by Debt Guru | Jan 27, 2014 | Uncategorized
For many people buying a home is an exciting time in their lives. They need to make sure that they take their time when they are looking at various units so they will be able to find the one that they will be happy with for many years to come. They should also make...
by Debt Guru | Jan 20, 2014 | Uncategorized
It seems that credit card offers are thrown at you from every direction: stores, websites, your mailbox and even your email aren’t safe from them. However, if you are indeed interested in a credit card, some of those offers may have looked appealing....
by Debt Guru | Jan 13, 2014 | Avoid Debt, Uncategorized
There are times when poor organization concerning people’s checking accounts, leads to a bounced check or charge. This is usually when the first thoughts surface about the overdraft fees of their bank. With the busy lives people live, having a charge not covered...
by Debt Guru | Jan 6, 2014 | Avoid Debt
Time shares might sound like a great idea. You pay a little bit to “own” part of a getaway, and you can go there during the week or two that you’ve reserved as part of your ownership. However, time shares are often not what they appear. Fib #1. Time...
by Debt Guru | Dec 30, 2013 | Avoid Debt, Pay Off Debt, Uncategorized
It may be the furthest thing from your mind, but at some point in time you will need to understand what the meaning of retirement really is. More importantly, you will need to know how it will apply to you by the time you get there. There are at least 10 steps to make...
by Debt Guru | Dec 23, 2013 | Uncategorized
Financial abuse is one of the fastest growing crimes around the world, largely because the problem of isolation felt by many older people is also growing. Tracking the financial well-being of an elderly person can often be difficult for one person to do, instead, it...
by Debt Guru | Dec 16, 2013 | Uncategorized
Some people might remember the scene in the movie Mary Poppins, where Mr. Banks took his children to the bank to open an account for each of them and try to teach them how to be responsible with their money. It is never too early to start teaching children how to be...
by Debt Guru | Dec 9, 2013 | Uncategorized
When the word refinancing is used, people often think it is a great way to save money. Though refinancing one’s mortgage is a good choice for some, it can be a costly decision for others. Before a decision is made about mortgage refinancing a homeowner should...
by Debt Guru | Dec 2, 2013 | Avoid Debt
Those who are single with an adjustable gross income of less than 127,000.00 in 2013 or married with a combined income of less than 188,000.00 may find that a Roth IRA can provide many benefits. One of the biggest advantages of a Roth IRA is the tax incentives. A Roth...
