Saving Money BEFORE Purchases

Today, it seems like many people are taking the U.S. trend of deficit spending as an example for their personal finances. Whether families realize it or not, more and more people are turning to buy things on credit than ever before. The trick to be debt free is not...

Should You Cut Up Your Credit Cards?

If you are desperate to reduce your unnecessary spending and pay off your debt, you may be looking for a quick solution to turn your life around. I hate to be the bearer of bad news, but it isn’t easy to turn your life around. While I strive to offer you great...

How to Pay off Debt Quickly

With millions of people today living paycheck to paycheck it has become increasingly difficult to make any real progress in paying off their debt.  For years, many people just used loans and credit cards to finance the lifestyle they desired but many of these people...

Unnecessary Spending – How to Avoid it

One of the most difficult things for people to do when attempting to pay off debt or start saving more is to cut out the unnecessary spending.  For many people this type of unplanned spending quickly uses up the majority of their extra money each week so they are...

Motivate Yourself to Pay off Debt

Many people today are getting fed up with living pay check to pay check and constantly only being able to make the minimum payments on their debts.  They want to be able to pay off debt but can’t seem to find the extra money and even when they start making progress it...