Actively Avoiding Debt

While we have already written about avoiding unnecessary spending and how to avoid debt, it still seems important to provide helpful information on how to actively avoid debt. Consumer debt is one of the leading reasons why Americans are in debt. To put it simply...

Is the Cash Method Helpful?

If you are looking to avoid debt, you may be looking for creative ways to stop your spending habits and start chipping away at the huge numbers. One of the most popular ways to get out of debt and continue to live debt free is to go with an all cash budget. An all...

Saving Money BEFORE Purchases

Today, it seems like many people are taking the U.S. trend of deficit spending as an example for their personal finances. Whether families realize it or not, more and more people are turning to buy things on credit than ever before. The trick to be debt free is not...

Should You Cut Up Your Credit Cards?

If you are desperate to reduce your unnecessary spending and pay off your debt, you may be looking for a quick solution to turn your life around. I hate to be the bearer of bad news, but it isn’t easy to turn your life around. While I strive to offer you great...

Unnecessary Spending – How to Avoid it

One of the most difficult things for people to do when attempting to pay off debt or start saving more is to cut out the unnecessary spending.  For many people this type of unplanned spending quickly uses up the majority of their extra money each week so they are...

Avoiding Debt

For many people it is just part of life to put different things on their credit cards, or get auto loans or other forms of credit.  Avoiding debt is often not even something people consider in their day to day lives.  This is unfortunate because when people...