Why No Debt = Freedom

Many of my friends laugh at my commitment to stay debt free. Part of the reason is that they don’t want to think about how hard it will be for them to get out of debt. You see, they are carrying tens and tens of thousands of dollars in debt from their college...

Pros and Cons of Debt Consolidation

Many people who are in debt often turn to debt consolidation for a viable way to get out of it. While I don’t have concrete information, I am starting to think that many people consider this because it is the popular thing to do. Whether that is because they...

How Living In Debt Can Put You Behind

I am what many people would call a “crazy person,” because I believe that I can achieve financial security at an early age. I want to build up a side business that can cover all of my expenses and allow my wife and I to live care free, being able to change...

Prioritizing Your Debt Pay Off

If you have multiple forms of debt, as most Americans do these days, you may be looking for a way to get out of debt. Paying off debt is no easy task. It can be an emotionally draining task. One of the best ways to do this is to set up a plan, with concrete goals...

Get debt Under Control and Start to Enjoy Life

If you’ve got an eye toward your golden years, you’re already ahead of the game. The earlier you begin to plan for retirement, the more you will be able to enjoy your time after leaving the work force. However, with competing financial interests such as debt, a...

Three Basic Rules of Paying Off Debt

If you are struggling to pay of your debt like so many other Americans, you may be looking for a simple way to keep yourself focused. After all, trying to overcome too many things at once can make you feel overwhelmed or down on yourself. The last thing you want to do...

Living in Debt without Hope?

Over the past few months, I have slowly gained weight. While this may seem like the traditional American story, it is quite the contrary. You see, over the past 5 years, I have fluctuated between 5 pounds. Even after Thanksgiving, I was always in between two numbers...

Paying Off Debt is More than Numbers

Are you working to pay off your debt? If so, I am sure you have become discouraged at one point or another. It’s not just a high probability, it’s almost a guarantee. Most people who are strong advocates of paying off debt fail to recognize the difficulty....

College Debt – Why It’s a Problem

College debt is becoming more and more popular these days. Students go to college and for one reason or another, they are unable to keep up with the tuition or fees. Even with the help of a scholarships and part-time jobs, the high costs and cultural influences often...