by Debt Free Guru | May 21, 2012 | Avoid Debt
Everyone knows the word, “entitlement.” Yet, we never EVER admit that we feel this way. We’re not entitled, right? For those who don’t know what this means, entitlement means that you deserve to have something. It often carries negative...
by Debt Free Guru | May 9, 2012 | Avoid Debt
Do you feel like you have it all together? Perhaps you are not spending money on unnecessary things, saving extra money, putting money towards retirement and seem to have it all together. But, before you admit that this may be you, you should ask whether this will put...
by Debt Free Guru | May 3, 2012 | Avoid Debt
While we have already written about avoiding unnecessary spending and how to avoid debt, it still seems important to provide helpful information on how to actively avoid debt. Consumer debt is one of the leading reasons why Americans are in debt. To put it simply...
by Debt Free Guru | Apr 21, 2012 | Avoid Debt
If you are looking to avoid debt, you may be looking for creative ways to stop your spending habits and start chipping away at the huge numbers. One of the most popular ways to get out of debt and continue to live debt free is to go with an all cash budget. An all...
by Debt Free Guru | Apr 15, 2012 | Pay Off Debt
Everyone knows that paying off debt is not easy. It takes a lot of hard work and sacrifice, but it’s definitely worth the hard work. Every once in a while, someone who was once determined can stumble. We all have faced it before… Everything is going well....
by Debt Free Guru | Apr 9, 2012 | Avoid Debt
Today, it seems like many people are taking the U.S. trend of deficit spending as an example for their personal finances. Whether families realize it or not, more and more people are turning to buy things on credit than ever before. The trick to be debt free is not...
by Debt Free Guru | Apr 3, 2012 | Avoid Debt
If you are desperate to reduce your unnecessary spending and pay off your debt, you may be looking for a quick solution to turn your life around. I hate to be the bearer of bad news, but it isn’t easy to turn your life around. While I strive to offer you great...
by Debt Free Guru | Mar 30, 2012 | Pay Off Debt
With millions of people today living paycheck to paycheck it has become increasingly difficult to make any real progress in paying off their debt. For years, many people just used loans and credit cards to finance the lifestyle they desired but many of these people...
by Debt Free Guru | Mar 26, 2012 | Avoid Debt
One of the most difficult things for people to do when attempting to pay off debt or start saving more is to cut out the unnecessary spending. For many people this type of unplanned spending quickly uses up the majority of their extra money each week so they are...
by Debt Free Guru | Mar 22, 2012 | Pay Off Debt
Many people today are getting fed up with living pay check to pay check and constantly only being able to make the minimum payments on their debts. They want to be able to pay off debt but can’t seem to find the extra money and even when they start making progress it...