by Debt Guru | Jun 23, 2014 | Debt Free, Uncategorized
Taking in account the value of today’s dollar, the United States Department of Agriculture (the USDA) has speculated that a newborn baby will cost a middle-income family more than $165,000 from conception to the time he or she turns 18, and that’s just...
by Debt Guru | Jun 16, 2014 | Avoid Debt
It seems like everywhere you turn, you keep getting bombarded by providers offering one type of insurance or another. No one denies that they’re important. It keeps you safe and your family’s future secure, but there are a number policies that are a waste of...
by Debt Guru | Jun 9, 2014 | Uncategorized
Shopping is a part of life. You shop for food, clothing, and other necessitates. You shop for fun, for your hobbies, and for your entertainment. The reasons people shop are countless, but one thing is common among them all, shopping costs money. Even if you don’t...
by Debt Guru | Jun 2, 2014 | Uncategorized
The military is a great way to serve your country, travel the world, get an education, and make a decent living while doing so. However, one of the biggest problems with being in the military is keeping your finances in order. This is most the result of having to...
by Debt Guru | May 26, 2014 | Avoid Debt
Many drivers today start to experience road rage after seeing the repair bill for a car. The cost of labor and parts can be prohibitive. Fortunately, car repairs do not have to cost a large amount every time work is needed. Several tips will help to make fixing a car...
by Debt Guru | May 19, 2014 | Uncategorized
Before addressing the issue of how it is possible to access and withdraw funds from the 401(k) early with little or even in some cases, no penalty, it is important to understand how this system works. Before recently, all people in this country used to have pensions,...
by Debt Guru | May 12, 2014 | Avoid Debt
Being in debt can be a serious issue. Financial problems can follow you for the rest of your life. In this economy most people live paycheck to paycheck and find themselves utilizing lines of credit to fund other situations that may come up. The following are ten...
by Debt Guru | May 5, 2014 | Debt Free
Prepaid credit cards: Are they right for you? When people think of prepaid credit cards, they might not understand what good they can do for someone. There are a lot of positive points to having one. Once they understand why they are good, many people do decide to...
by Debt Guru | Apr 28, 2014 | Uncategorized
Planning for your future cannot be a successful endeavor unless you include everything, all the way through your retirement. Unfortunately, when we think about retiring, we never seem to realize that our golden years will be upon us long before we even expect it. The...
by Debt Guru | Apr 21, 2014 | Debt Free
In today’s economy, a penny pinched is a penny earned. There are many reducing usage tips on lowering your bills around the home. The most obvious places to start reducing usage are utilities such as electricity and the water heater. However an individual can also...