Top 10 Things Affecting Your Credit Score

Before your can repair anything that affects your credit score, you need to separate the often confusing difference between “scores” and “reports;” credit scores are not the same thing as credit reports. A credit report is a history of all your...

Stuck in a Rut? How to Get Out of Unemployment

It is no fun being unemployed. Frankly, it seems the longer you are unemployed, the longer you will be in that position. The problem is, most people may apply to jobs, but that is it. There are many other things you could be doing to get out unemployment. It will...

10 Mistakes to Avoid Right Out of College

 After graduating college you are on top of the world and probably had the best four years of your life. You have worked incredibly hard and maybe you feel like taking a few weeks off like Dustin Hoffman in “The Graduate”. You’ve earned it, but once...

Debt Consolidation: 5 Facts and 5 Fibs

The concept of debt consolidation often confuse people unfamiliar with it. To clear the air, it’s important to start with the truth. The most obvious facts about debt consolidation are: Your debts are consolidated into one sum. You have only one bill to pay. ...

10 Easy Ways to Save Money In Your Own Home

Saving money can be a tough thing for every family to do. With all of the food, supplies, food and much more – it’s not easy to get away with not paying much. However, there are many ways in which you can save money right in your home. Wondering how you...

Is Mortgage Debt Good Debt?

There seem to be two major groups of people in this world: people who believe in good debt and bad debt and those who hate debt altogether. Then there is me. While I am a huge fan of understanding the long-term benefits of going into debt, I also know that I hate debt...

5 Simple Ways to Resist Consumerism

When people mention consumerism, they are referring to an adherence to consume large amounts of products and services. People tend to spend more on goods excessively. They buy more goods than what they need. Some sectors of society blame this attachment to...

Hidden Fees When Traveling

My wife and I started planning our annual vacation last week. Every year we plan a week-long vacation to celebrate our anniversary. We usually alternate having a “big” vacation and a mediocre vacation. These are poor descriptions, but the basic idea is one...