by Debt Guru | May 6, 2013 | Avoid Debt, Debt Free
Before your can repair anything that affects your credit score, you need to separate the often confusing difference between “scores” and “reports;” credit scores are not the same thing as credit reports. A credit report is a history of all your...
by Debt Guru | Apr 29, 2013 | Avoid Debt
It is no fun being unemployed. Frankly, it seems the longer you are unemployed, the longer you will be in that position. The problem is, most people may apply to jobs, but that is it. There are many other things you could be doing to get out unemployment. It will...
by Debt Guru | Apr 22, 2013 | College Debt, Debt Free
After graduating college you are on top of the world and probably had the best four years of your life. You have worked incredibly hard and maybe you feel like taking a few weeks off like Dustin Hoffman in “The Graduate”. You’ve earned it, but once...
by Debt Guru | Apr 15, 2013 | Avoid Debt, Debt Free
There are lots of people that work hard every day, but many still find themselves in major debt. This often happens because there are some common debt mistakes that people get themselves into on a regular basis. The following discusses ways to overcome the debt...
by Debt Guru | Apr 8, 2013 | Pay Off Debt
The concept of debt consolidation often confuse people unfamiliar with it. To clear the air, it’s important to start with the truth. The most obvious facts about debt consolidation are: Your debts are consolidated into one sum. You have only one bill to pay. ...
by Debt Guru | Apr 1, 2013 | Uncategorized
Saving money can be a tough thing for every family to do. With all of the food, supplies, food and much more – it’s not easy to get away with not paying much. However, there are many ways in which you can save money right in your home. Wondering how you...
by Debt Guru | Mar 25, 2013 | Avoid Debt, College Debt, Pay Off Debt
There are many types of debt today but none has reached the point of being an epidemic like credit card debt. People in debt live under a heavy weight and tons of stress. That is why the public has been seeking advice and educating themselves about not just getting...
by Debt Free Guru | Mar 21, 2013 | Debt Free
There seem to be two major groups of people in this world: people who believe in good debt and bad debt and those who hate debt altogether. Then there is me. While I am a huge fan of understanding the long-term benefits of going into debt, I also know that I hate debt...
by Debt Guru | Mar 18, 2013 | Uncategorized
When people mention consumerism, they are referring to an adherence to consume large amounts of products and services. People tend to spend more on goods excessively. They buy more goods than what they need. Some sectors of society blame this attachment to...
by Debt Free Guru | Mar 15, 2013 | Avoid Debt
My wife and I started planning our annual vacation last week. Every year we plan a week-long vacation to celebrate our anniversary. We usually alternate having a “big” vacation and a mediocre vacation. These are poor descriptions, but the basic idea is one...